Finance Tools

Estimate common personal and business finance figures with transparent formulas.

Finance Tools — category illustration
ROI Calculator — finance tools illustration

ROI Calculator

Calculate investment gain and return on investment percentage.

Paycheck Calculator — finance tools illustration

Paycheck Calculator

Calculate take-home pay from gross pay and the tax, benefit, retirement and other deductions you enter.

13th Month Pay Calculator — finance tools illustration

13th Month Pay Calculator

Calculate Philippine thirteenth-month pay as one twelfth of total eligible basic salary earned during the calendar year.

APY Calculator — finance tools illustration

APY Calculator

Convert a nominal annual interest rate and compounding frequency into annual percentage yield.

APR Calculator — finance tools illustration

APR Calculator

Estimate a fixed-payment loan APR from amount received, upfront fees, payment and term.

Singapore TDSR Mortgage Calculator — finance tools illustration

Singapore TDSR Mortgage Calculator

Estimate a Singapore property-loan limit under TDSR, including eligible financial assets classified individually as pledged or unpledged.

Refinance Calculator — finance tools illustration

Refinance Calculator

Compare current and proposed fixed-rate loan payments, costs and break-even time.

HELOC Calculator — finance tools illustration

HELOC Calculator

Estimate interest-only draw payments and later amortized repayment from a constant-rate scenario.

VAT Calculator — finance tools illustration

VAT Calculator

Calculate VAT and net or gross price using a rate you provide.